Elder Abuse - Constructive Fraud

In elder financial abuse cases, it is often difficult toHowever, the caregiver then decides that she wants
prove that the defendant intended to commit aall of the money, and forges the signatures of the
fraud against an elder. Many times, the elder iselder's children and endorses each of their checks to
incapacitated and unable to give meaningful testimonythe caregiver. Under this scenario, the fraudulent
at trial and the only eyewitness that can testify isintent was not present until after all of the checks
the defendant.were signed by the elder. However, the totality of
Constructive fraud can then play an important role inthe circumstances, including the caregiver's initial
proving the case of financial abuse.desire to receive her own gift, clearly show that the
The defendant's actual fraudulent intent is notcaregiver's action were fraudulent and that she
required. Instead, the law looks to other factors tobreached her duty in order to gain an advantage
show that a fraudulent occurrence took place.over the elder.
These other factors include the existence of aIn California, the fiduciary relationship has been
confidential or fiduciary relationship where theextended to every possible case in which a fiduciary
defendant had the opportunity to take advantage of,relation exists as a fact. Such relation need not be
or exercise undue influence over, the elder.legal; it may be moral, domestic or merely personal
For example, a paid caregiver who spends a(Foster v. Keating (1953) 120 CA2d 435).
substantial amount of time with an elder will haveWhen such a special relationship can be shown, the
developed such a special confidential relationship.law then imposes a presumption that the elder was
When this occurs, the caregiver owes a moral, socialsubjected to undue influence. This acts to shift the
and domestic duty not to take advantage of theburden to the defendant to prove that fraud did not
elder's weaker state of mind. But how can a fraud beoccur.
committed when the defendant did not have anThis presumption is implemented to further the public
actual intent to commit fraud?policy of securing an elder's property and money
Here's an example: A caregiver wants to receive awhen they have been entrusted to others.
cash gift from the elder and convinces her that itConstructive fraud is another theory to prove that
would be wonderful if she would sign several checkselder financial abuse occurred when the evidence is
to the elder's children, and then also drops a hint thatlimited because of the elder's incapacity. The theory
the caregiver would also appreciate such a gift. Theshould be utilized by attorneys as one of numerous
elder agrees, signs all of the checks, and theother causes of action to be included in a lawsuit for
caregiver agrees to deliver them to the children.financial abuse.